logo llf lt

Best Personal Injury Lawyer Florida

5 Important Facts About Car Accident Claims in Florida

Car accidents can be unsettling and complicated, and if you find yourself in such a situation in the Sunshine State, understanding the specifics of car accident claims in Florida is crucial. While there will likely be slow moving traffic and a ton of drivers on roads, the fact is that with the glut of congestion, and the reputation for many Florida drivers being some of the least considerate of the world – it’s no surprise that accident rates are well on their way to reaching record highs. One of the biggest issues over the years has been drivers under the influence, often speeding. According to Mr. Skinner Louis, of the Louis Firm, one of Florida’s best personal injury attorneys – such an accident can often exponentially impact damages and therefore it is vital for victims to know the rules of personal injury claims and tort law in itself. In this article, we will go over five essential facts you should be aware of regarding auto accident claims in Florida. 

Florida Operates as a “No-Fault” State

Like other states like New York, the state of Florida is a “no-fault” state, meaning that after a car accident, your own insurance provider typically covers your medical expenses and economic losses, regardless of who is responsible for the accident. According to Mr. Louis, the best personal injury lawyer Florida has in practice, this system streamlines the claims process but can limit your ability to sue the at-fault party, except in cases of severe injury, permanent scarring or disfigurement, or substantial loss of bodily function.

Personal Injury Protection (PIP) Insurance

Florida law requires drivers to carry Personal Injury Protection (PIP) insurance, which covers a portion of medical expenses and lost wages, typically up to $10,000, after an accident. When it comes to the damages you get in a car accident claim, you gotta be proactive – according to Florida car accident attorney, Skinner Louis, this coverage applies regardless of fault. It’s essential to understand the limitations and requirements of PIP insurance, such as seeking medical treatment within 14 days of the accident.

Third-Party Liability Claims

In certain situations, you can pursue a third-party liability claim in Florida. If your injuries meet the state’s legal threshold for “serious” or if your medical expenses exceed the limits of your PIP coverage, you may have the right to file a lawsuit against the at-fault party for damages not covered by your no-fault insurance.

Comparative Negligence Rule

Florida follows a pure comparative negligence rule, which means that if you share some degree of fault for the accident, the total compensation you can recover will be reduced in proportion to your level of fault. This is why seeking legal counsel, like the personal injury attorney at the Louis Firm, is essential to ensure a fair assessment of liability and a just settlement.

Statute of Limitations

Florida has a strict statute of limitations for personal injury claims stemming from car accidents. Generally, you have four years from the date of the accident to file a lawsuit. If you miss this deadline, you may forfeit your right to seek compensation through a lawsuit.

For more information on the specific details of car accident claims in Florida, be sure to contact the Louis Firm today – and be sure to schedule your legal consult today!

Scroll to Top